Emanuel Stewart - Reliant Home Lending

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Emanuel Stewart January 21, 2016

The Do’s and Don’ts of Getting Approved for a Mortgage Quickly

If you’re ready to buy a home, getting approved for a mortgage is a critical step that you can’t skip or rush. So how can you ensure your mortgage gets approved quickly and without any hassles? Here’s what you need to know.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Preapprovals and Credit, Mortgages

Emanuel Stewart January 20, 2016

Home Builders Remain Confident in January

Home builders maintained December’s confidence level according to the National Association of Home Builders (NAHB) Housing Market Index for January. The latest reading of 60 mirrored December’s reading, but was two points lower than expected. Readings of more than 50 indicate that more builders were confident about housing conditions than those who were not.

Filed Under: Market Outlook Tagged With: Housing Market Index, National Association of Home Builders, National Unemployment Rate

Emanuel Stewart January 18, 2016

What’s Ahead For Mortgage Rates This Week – January 18, 2016

In addition to weekly reports on mortgage rates and new unemployment claims, last week’s economic news included the Fed’s Beige Book report, retail sales and consumer sentiment. January’s Empire State Index showed an unexpected dip and Consumer Sentiment increased for January.

Filed Under: Market Outlook Tagged With: Beige Book, Federal Reserve, Freddie Mac, Market Outlook

Emanuel Stewart January 14, 2016

Who Is Exempt From The VA Funding Fee?

Who is NOT required to pay the VA funding fee? This video could save some veterans thousands. VA loan applicants pay a funding fee – as of 2014, 2.15% of the total loan amount – which can be thousands of dollars. Some veterans and spouses are eligible for exemption.

Filed Under: Mortagage Tips Tagged With: Mortgage Tips, VA Loans, Video

Emanuel Stewart January 13, 2016

Owning vs Renting: Why High Rents Are Worse Than a Mortgage over the Long Term

If you’re at the stage in life where home ownership is nearly within your reach, you’re probably wondering whether you should start looking for a home or whether you should just keep renting. So why is paying a high rent a worse option than buying a house and getting a mortgage? Here’s what you need to know.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages

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