Emanuel Stewart - Reliant Home Lending

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Why Unpermitted Renovations Can Create Problems During Mortgage Approval

A remodeled kitchen, converted garage, or added bedroom can make a home look more appealing. But a beautiful renovation does not always tell the full story. If work was completed without permits that were required locally, buyers may encounter questions during the appraisal, inspection, or mortgage approval process.

Can You Finance a Home That Has a Second House on the Property?

Finding a property with two houses can feel like discovering a bonus. The smaller home might provide space for relatives, visiting friends, or future rental income. Before making plans, however, buyers should understand that financing a property with two residences may be different from financing a typical single-family home.

What’s Ahead For Mortgage Rates This Week – October 19th, 2026

Inflation numbers are in and came in much higher than expected. Even the core inflation numbers for both reports were higher than anticipated. Core inflation is intended to exclude some of the most volatile components, including food and energy costs, painting a picture in which the Federal Reserve will need to continue its tightening measures until inflation is under control.

Can You Get a Mortgage on a Home That Has Been Moved From Another Location?

Most buyers assume that the home they are purchasing has always been located on its current property. However, some houses have been physically relocated from one location to another.

Whether a historic home was preserved by moving it or an existing structure was transported to a new lot, the property’s relocation history can create unique questions during the mortgage process.

Why a Mortgage Lender May Question a Property With More Than One Parcel

Imagine finding a beautiful home that comes with an extra piece of land next door. Perhaps the additional lot provides more privacy, a larger backyard, or room for future improvements.

While this may sound like an attractive bonus, purchasing a home that includes multiple parcels can introduce mortgage questions that buyers might not expect.

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8550 United Plaza Boulevard Suite 702
Baton Rouge, LA 70809