Emanuel Stewart - Reliant Home Lending

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Emanuel Stewart October 14, 2022

A Non-QM Mortgage: What Does This Mean?

If you are interested in purchasing a house, you need to review all of the offers available. The vast majority of loan officers are going to talk about something called qualifying mortgages, which is usually shortened to QM.

Filed Under: Mortgage Tagged With: Mortgage, Non-QM, Self Employed

Emanuel Stewart October 13, 2022

Finding The Best Mortgage Deal: What To Do

You have worked hard for your money, and you probably want to save as much of it as you possibly can. That means you need to find the best possible mortgage deal you can.

Filed Under: Mortgage Tagged With: Mortgage, Mortgage Fees, Mortgage Rates

Emanuel Stewart October 6, 2022

What Are Conditional Approvals?

As you take a look at potential houses for sale, what does it mean if you see a house with a conditional approval? Does that mean you can swoop in and purchase the house with a better offer? Even though a conditional approval doesn’t mean that the sale is guaranteed to go through, it does mean that an agreement is in place.

Filed Under: Mortgage Tagged With: Conditional Approval, Mortgage, Mortgage Tips

Emanuel Stewart October 5, 2022

Using Your Equity To Buy Another House: What To Consider

Buying a home is a dream that many people want to make come true. At the same time, many people dream of buying a second home. Perhaps you are looking for a rental property. Maybe you are looking for a vacation home. Regardless, you might be wondering how you can come up with the necessary cash to finance this dream. You might even be thinking about tapping into the equity in your current home to make that happen. It could be your down payment for your second house, but what do you need to know?

Filed Under: Mortgage Tagged With: Equity, Mortgage, New Home

Emanuel Stewart October 4, 2022

How Your Home Equity Can Help You Reach Your Retirement Goals

If you plan on retiring soon, you are probably looking at a few options that can get you over the hump. You are probably excited to start a new phase of life. With a record number of people closing in on their retirement age, many are starting to assess their resources to make sure they have enough money to last them for the rest of their lives.

Filed Under: Mortgage Tagged With: Equity, Mortgage, Retirement

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