Emanuel Stewart - Reliant Home Lending

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Emanuel Stewart April 6, 2023

Why Your ‘Debt-to-Income Ratio’ Number Matters When Obtaining a Mortgage

If you are looking to buy a home, you may want to consider shopping for a loan first. Having your financing squared away ahead of time can make it easier to be taken seriously by buyers and help move along the closing process. For those who are looking to get a mortgage soon, keep in mind that the Debt-to-Income ratio of the borrower plays a huge role in the approval of your mortgage application.

Filed Under: Mortgage Tips Tagged With: Credit, DTI, Mortgage Tips

Emanuel Stewart May 6, 2020

4 Things Not To Do When Buying A Home

There is a long list of things that people need to do when they are looking to buy a home; however, it is also important for people to know what to avoid as this process unfolds. There is a lot for people to remember and it is easy for people to get carried away when they start looking at their dream homes. Even though it is great to look at a bunch of houses and imagine living there, it is critical for people to stay grounded and know what to avoid.

Filed Under: Mortgage Tagged With: Credit, Financing, Mortgage

Emanuel Stewart October 29, 2019

Common Reasons Why Buyers Are Denied A Mortgage

When you are buying a new home, it is an exciting process. You have spent months searching and have found the home you want to purchase. You are ready to move into the home of your dreams.

Filed Under: Mortgage Tagged With: Credit, Financing, Mortgage

Emanuel Stewart March 19, 2019

3 Questions to Ask Before You Buy Your First Home

Hunting for your new home can be a confusing process. There are countless factors you need to take into account to ensure your new location fits your family’s lifestyle and preferences. In their excitement, first-time home buyers can easily overlook some essential points about their potential property.

Filed Under: Real Estate Tagged With: Credit, Home Purchase, Real Estate

Emanuel Stewart July 5, 2018

Top Uses Of A HELOC

Homeowners who have equity built up in their homes can tap into that equity using a home equity line of credit, or HELOC. This financial tool can be a great way to accomplish a number of financial goals.

Filed Under: Mortgage Tagged With: Credit, Home Equity, Mortgage

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