Emanuel Stewart - Reliant Home Lending

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Emanuel Stewart December 12, 2024

The Differences Between Hard and Soft Credit Inquiries

Credit inquiries, also known as credit pulls or checks, are a standard part of assessing creditworthiness. However, not all credit inquiries are the same. They fall into two main categories: hard and soft credit inquiries.

Filed Under: Credit Scoring Tagged With: Credit Health, Financial Literacy, Hard Vs Soft Inquiries

Emanuel Stewart December 10, 2024

Will Refinancing Impact Your Credit?

Refinancing a mortgage can provide significant financial benefits, such as lowering your interest rate or accessing home equity. However, it’s important to understand how the process may temporarily affect your credit score.

Filed Under: Credit Scoring Tagged With: Credit Health, Mortgage Tips, Refinance Smart

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