Emanuel Stewart - Reliant Home Lending

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Emanuel Stewart April 6, 2023

Why Your ‘Debt-to-Income Ratio’ Number Matters When Obtaining a Mortgage

If you are looking to buy a home, you may want to consider shopping for a loan first. Having your financing squared away ahead of time can make it easier to be taken seriously by buyers and help move along the closing process. For those who are looking to get a mortgage soon, keep in mind that the Debt-to-Income ratio of the borrower plays a huge role in the approval of your mortgage application.

Filed Under: Mortgage Tips Tagged With: Credit, DTI, Mortgage Tips

Emanuel Stewart December 27, 2022

4 Reasons Why Your Mortgage May Be Denied After Pre-approval

So you’ve been pre-approved for a mortgage – great! You’ve taken the first step toward becoming a homeowner. But before you start picking out china patterns, you’ll want to keep in mind that a pre-approval isn’t the same thing as a mortgage agreement. There’s still no guarantee that you’ll actually get a mortgage.

But why would a lender deny a mortgage after pre-approving a borrower? Here’s what you need to know.

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips, Mortgage Approval Issues, Mortgage Tips

Emanuel Stewart November 30, 2022

The Top Ways To Keep Pests And Infestations Out of Your Home

There are a lot of pests that may try to make their way into your home, and they can cause significant health and safety issues in addition to detracting from your property values. It can be very difficult to remove infestations once they have infiltrated your home, so it is always better to prevent them from happening. What are a few tips you should keep in mind?

Filed Under: Mortgage Tagged With: Mortgage Tips, Pest Infestations, Pests

Emanuel Stewart October 19, 2022

The Top Tips To Get Your Offer Accepted

The housing market today is very competitive, and you might be wondering how you can get your offer accepted. If the seller has multiple offers on the table, it can be a bit of a challenge.

Filed Under: Mortgage Tips Tagged With: Mortgage Tips, New Home, Purchase Offer

Emanuel Stewart October 19, 2022

The Top Tips To Get Your Offer Accepted

The housing market today is very competitive, and you might be wondering how you can get your offer accepted. If the seller has multiple offers on the table, it can be a bit of a challenge.

Filed Under: Mortgage Tips Tagged With: Mortgage Tips, New Home, Purchase Offer

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