Emanuel Stewart - Reliant Home Lending

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Emanuel Stewart March 12, 2024

Building a Sustainable Future: Using Construction Loans to Incorporate Green Building Practices

Environmental consciousness is increasingly becoming a priority, and the construction industry stands at the forefront of sustainable innovation. One avenue gaining traction is the use of construction loans to incorporate green building practices, particularly in the construction of sustainable homes.

Filed Under: Mortgage Tagged With: Construction Loan, Going Green, Mortgage

Emanuel Stewart March 7, 2024

Understanding the Basics: A First-Time Homebuyer’s Guide to Mortgages

Buying your first home is an exciting milestone, but it can also be an overwhelming process, especially when it comes to understanding mortgages. For many first-time homebuyers, the world of mortgages can seem complex and filled with unfamiliar terminology.

Filed Under: Homebuyer Tips Tagged With: First Time Buyer, Mortgage, Mortgage Loan Tips

Emanuel Stewart March 6, 2024

Consider an Adjustable-Rate Mortgage If You Plan to Sell Within 5 Years

Which is better — a fixed-rate mortgage or an adjustable-rate mortgage (ARM)? It’s a common question among home buyers and refinancing households. The answer? It depends.

Filed Under: Mortgage Tips Tagged With: Adjustable Rate Mortgage, Buying and selling, Mortgage

Emanuel Stewart March 1, 2024

Understanding Debt-to-Income Ratio: A Key Factor in Mortgage Approval

When it comes to securing a mortgage for your dream home, there’s a crucial number that can make or break your application: your debt-to-income ratio (DTI).

Filed Under: Credit Scoring Tagged With: Credit Score, Debt to Income, Mortgage

Emanuel Stewart February 27, 2024

Exploring the Pros and Cons of Using Personal Loans and Refinancing for Home Renovations

Undertaking home renovations can be an exciting endeavor, whether you’re looking to enhance your living space, increase property value, or simply modernize your home. However, financing these projects can often pose a significant challenge

Filed Under: Mortagage Tips Tagged With: Mortgage, Personal Loan, Renovations

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