Emanuel Stewart - Reliant Home Lending

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Emanuel Stewart December 12, 2023

Pre-approval vs. Pre-qualification

Pre-qualification and pre-approval are two terms commonly used in the context of obtaining a mortgage or other types of loans. While they may sound similar, they have different meanings.

Filed Under: Home Mortgages Tagged With: Mortgage, Pre-Approval, Pre-qualification

Emanuel Stewart June 9, 2023

Will Pre-Approval for a Mortgage Hurt My Credit Score?

To understand how pre-approval affects your credit, we need to discuss credit inquiries. When you apply for credit, such as a loan or credit card, the lender typically pulls your credit report to assess your creditworthiness. These inquiries are categorized as either “hard” or “soft.”

Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Pre-Approval

Emanuel Stewart February 23, 2023

What Items Can Change My Mortgage Pre-Approval Status?

When you are purchasing a home, your lender may recommend you obtain a mortgage pre-approval before you find the home of your dreams. There are some benefits to being pre-approved before you find a home, but oftentimes, people confuse pre-qualifications with pre-approvals.

Filed Under: Mortgage Tagged With: Assets, Mortgage, Pre-Approval

Emanuel Stewart August 26, 2022

The Importance Of Pre-Approval During The Homebuying Process

If you want to buy a home in the near future, you are probably aware of just how competitive the housing market is. You need to put yourself in the best position possible to be successful by getting pre-approved for a home loan.

Filed Under: Mortgage Tagged With: Housing Market, Mortgage, Pre-Approval

Emanuel Stewart June 29, 2022

You Are A Serious Buyer: How To Show It

Today, the housing market is as hot as it has ever been. There are many people who are missing out on their dream homes because they are having a hard time competing with countless other people who are in the same position as them. If you want to put yourself in the best position possible to win a bidding war, you might be thinking about paying cash for your home; however, not everyone is in the same financial position. There are a few other ways for you to show a seller’s agent that you are serious about your offer.

Filed Under: Mortgage Tagged With: Closing Costs, Mortgage Tips, Pre-Approval

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