Emanuel Stewart - Reliant Home Lending

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Emanuel Stewart December 5, 2024

The Role of the Appraisal Contingency in Real Estate Contracts

When you’re buying a home, one important component of the real estate contract is the appraisal contingency. This clause protects the buyer in case the property’s appraisal comes in lower than the agreed-upon sale price.

Filed Under: Home Buyer Tips Tagged With: Appraisal Contingency, Home Buying , Real Estate Tips

Emanuel Stewart December 3, 2024

Steps to Prepare for Future Home Financing and Year-End Financial Checklist

As the year draws to a close, it’s the perfect time to take a step back and review your financial health, especially if you plan to purchase a home next year. Whether you’re a first-time buyer or looking to upgrade, proper preparation can make all the difference when securing a mortgage with favorable terms.

Filed Under: Home Buyer Tips Tagged With: Financial Planning, Home Financing, Mortgage Tips

Emanuel Stewart November 15, 2024

Understanding the Difference Between Mortgage Brokers and Mortgage Lenders

This is where understanding the difference between a mortgage broker and a mortgage lender can help. Both play essential roles in the home loan process, but they function in very different ways. Let’s break it down so you can determine which path might work best for you when seeking mortgage financing.

Filed Under: Home Buyer Tips Tagged With: Home Buying, Mortgage Broker, Mortgage Lender

Emanuel Stewart September 24, 2024

Tips and Insights on Home Buying with Bad Credit

When thinking about homeownership, a perfect credit score often seems like the golden ticket. But what if your credit history isn’t picture-perfect?

Filed Under: Home Buyer Tips Tagged With: Bad Credit, Homebuying Tips, Mortgage

Emanuel Stewart September 5, 2024

What Single Moms Should Know About First-Time Homebuyer Grants

Owning a home as a single mom might seem challenging, but it’s more achievable than you think. With the right resources, first-time homebuyer grants, and housing programs, you can turn the dream of homeownership into reality. Here’s what you need to know.

Filed Under: Home Buyer Tips Tagged With: First-Time Homebuyer Grants, Mortgage, Single Mom

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