Emanuel Stewart - Reliant Home Lending

  • Home
  • About
  • Blog
  • Mortgage Info
    • FAQ
    • First Time Home Buyer Tips
    • First Time Home Seller Tips
    • Closing Costs
    • Home Appraisal
    • Home Inspection
    • Loan Checklist
    • Loan Process
    • Loan Programs
    • Mortgage FAQ
    • Mortgage Glossary
  • Resources
    • Links
    • Forms
  • Apply
  • Contact

Emanuel Stewart July 18, 2025

Could You Save Money by Refinancing Right Now?

Many homeowners assume that if they did not refinance when rates hit historic lows, they missed their chance. But the truth is, refinancing is not only about chasing the lowest possible rate. It is about improving your overall financial picture. Depending on your current loan, interest rate, and personal goals, refinancing could still save you money or help you reach new financial milestones.

Filed Under: Financial Reports Tagged With: Mortgage Tips, Refinance Reports, Save Money

Emanuel Stewart July 17, 2025

The One Number More Important Than Your Credit Score for Mortgage Approval

When it comes to getting approved for a mortgage, most people immediately think of their credit score. While it is definitely important, there is another number that can play an even bigger role in your approval, our debt-to-income ratio. Also known as DTI, this number gives lenders a clearer picture of your ability to manage monthly payments and overall debt.

Filed Under: Financial Reports Tagged With: Debt to Income, Home Financing, Mortgage Tips

Emanuel Stewart July 16, 2025

How to Talk to Your Parents About Co-Signing a Mortgage

Asking your parents to co-sign a mortgage can be one of the most vulnerable conversations you will ever have. It is not just about paperwork and finances, it is about trust, timing, and long-term commitment. Whether you are a first-time buyer or trying to qualify for better loan terms, a co-signer can make a big difference, but only if everyone involved is fully informed and comfortable.

Filed Under: Financial Reports Tagged With: Cosign Help, First Time Buyer, Mortgage Tips

Emanuel Stewart June 13, 2025

Creative Strategies for Saving on Closing Costs

When you are budgeting for a new home, it’s easy to focus on the down payment, but do not forget the closing costs. These fees typically range from 2% to 5% of the home’s purchase price and cover things like the appraisal, title search, loan origination, and other administrative expenses. For many buyers, especially first-timers, they can feel like an unwelcome surprise.

The good news? There are creative, effective ways to reduce these expenses and make homeownership more affordable.

Filed Under: Mortgage Tips Tagged With: Closing Cost Tips, Homeownership Goals, Mortgage Tips

Emanuel Stewart June 11, 2025

Are Interest-Only Mortgages A Smart Strategy or Risky Business?

When exploring home financing options, many borrowers are intrigued by interest-only mortgages. These loans offer the benefit of lower initial monthly payments, which can seem attractive, especially in high-cost areas or when cash flow is tight. But how exactly do they work, and are they the right fit for your financial goals?

Filed Under: Mortgage Tips Tagged With: Interest Only Mortgage, Mortgage Tips, Smart Home Buying

  • 1
  • 2
  • 3
  • …
  • 29
  • Next Page »

Emanuel Stewart Photo

Contact Emanuel


Mortgage Broker

Call (225) 313-6189

NMLS ID 107678

Reliant Home Lending

Connect with Me

Let’s Keep In Touch!

  • This field is for validation purposes and should be left unchanged.

Logos BBB Accredited

Quick Links

  • About Us
  • Accessibility Statement
  • Blog
  • Contact

Equal Housing Lender

NMLS Consumer Access

BBB accredited business

Previous Posts

Categories

Looking For Something?

Our Location


Reliant Home Lending
8550 United Plaza Boulevard Suite 702
Baton Rouge, LA 70809

Return to top of page

Copyright © 2025 Emanuel Stewart – Reliant Home Lending. All rights reserved.   Log In