Emanuel Stewart - Reliant Home Lending

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Emanuel Stewart January 21, 2021

Understanding The Role Of A Mortgage Prepayment Penalty Fee

When people take out a home loan, it is important to think carefully about how the home loan works. At first, the majority of the monthly payment is going to go towards interest. For example, it is not unusual for 90 percent of the monthly mortgage payments go toward interest during the first year. Then, during the latter part of the loan, most of the payment is going to go towards paying off the principal. Therefore, it should come as no surprise that a lot of homeowners are looking for ways to reduce the amount of Interest they pay on a home loan

Filed Under: Mortgage Tagged With: Mortgage Fees, Mortgage Prepayments, Mortgage Tips

Emanuel Stewart January 20, 2021

4 Steps to a Smooth Mortgage Refinance at a Rock-Bottom Rate

Right now is the best time to look at refinancing your home. Even if your current mortgage is as young as a year old, you might find that a refinance is in your best interest.

Filed Under: Mortgage Tagged With: Mortgage, Mortgage Rates, Refinance

Emanuel Stewart January 19, 2021

What’s Ahead For Mortgage Rates This Week – January 19, 2021

Last week’s economic reports included readings on inflation, retail sales, and a speech by Federal Reserve Chair Jerome Powell. Weekly readings on mortgage rates and jobless claims were also released.

Filed Under: Financial Reports Tagged With: Case Shiller, Finance, Inflation

Emanuel Stewart January 15, 2021

Many Buyers Are Willing To Go Over Their Budget For The Perfect Home

For those who are looking for a new home, it is important to take the time to get this decision right. For a lot of people, a home is the most valuable investment they are ever going to make. As a result, it is critical to evaluate all of the options that are available. That way, everyone will get the most out of their time. What about setting a budget? How important is this and should people think about going over it?

Filed Under: Mortgage Tagged With: Home Features, Housing Budget, Perfect Home

Emanuel Stewart January 14, 2021

What Do You Need To Know About Buying And Selling A Home During The COVID-19 Pandemic?

For those who are thinking about buying or selling a home during the pandemic, they may feel like this is a difficult task. Even though it is true that this is going to be a challenge, people are able to increase their success rate by adapting to a new environment. When it comes to buying or selling a home during the pandemic, there are a few tips that everyone should keep in mind.

Filed Under: Mortgage Tagged With: COVID19, Mortgage, Virtual Purchase

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