Emanuel Stewart - Reliant Home Lending

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Emanuel Stewart March 10, 2016

Worried about Your FICO Score? 4 Easy Strategies to Fix It Up

If you’re worried about your bad credit, you’ll want to do everything in your power to improve your rating as quickly as possible – especially if you have a major purchase coming up. Improving your credit rating can give you access to better interest rates on mortgages or even help you to get that job you’re after.

So how can you boost your FICO score quickly and easily? Here’s what you need to know.

Filed Under: Home Buyer Tips Tagged With: FICO Score, Home Buyer Tips, Improving Credit Scores

Emanuel Stewart March 9, 2016

It Isn’t Always a Clear Road after Pre-approval: 4 Reasons Why Your Mortgage May Be Denied

So you’ve been pre-approved for a mortgage – great! You’ve taken the first step toward becoming a homeowner. But before you start picking out china patterns, you’ll want to keep in mind that a pre-approval isn’t the same thing as a mortgage agreement. There’s still no guarantee that you’ll actually get a mortgage.

But why would a lender deny a mortgage after pre-approving a borrower? Here’s what you need to know.

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips, Mortgage Approval Issues, Mortgage Tips

Emanuel Stewart March 8, 2016

The Pros and Cons of A Fixed Rate Second Mortgage vs. Opening a Home Equity Line of Credit

If you’re looking at paying off debt and are re-considering the equity in your home, here are a few things you’ll need to know about refinancing your mortgage and home equity lines of credit.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Refinancing

Emanuel Stewart March 7, 2016

What’s Ahead For Mortgage Rates This Week – March 7, 2016

Last week’s scheduled economic news included reports on pending home sales, construction spending and several jobs related readings including ADP Payrolls, the government’s Non-Farm Payrolls and the national unemployment rate.

Filed Under: Financial Reports Tagged With: Interest Rates, Mortgage Rates, Pending Home Sales

Emanuel Stewart March 4, 2016

Dream Renovations: Upgrading Your Bathroom from ‘Regular’ to ‘In-Home Spa’

There are times you might long for the relaxed leisure of the spa experience, but with the cost of a manicure it’s not always a pleasure one can afford. If your current bathroom set-up isn’t the optimal place for rest and relaxation, here are some cues for how you can turn it from a bit of a problem to a consummate pleasure.

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

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