Many buyers are wondering if now is the right time to purchase a home or if they should wait for mortgage rates to fall. It is a fair question, especially when rates fluctuate and the headlines make it seem like waiting could save thousands. Understanding what affects rates, prices, and long-term value can help you make a confident decision that fits your financial goals.
Understanding Mortgages and Inflation and How Borrowers Can Benefit
Inflation affects nearly every part of the economy, from grocery prices to the cost of borrowing. For homeowners and buyers, understanding how inflation impacts mortgage rates and payments can be a powerful advantage. While rising prices can feel discouraging, there are strategic ways borrowers can benefit during inflationary periods.
What’s Ahead For Mortgage Rates This Week – October 27th, 2025
While the government shutdown remains ongoing, inflation data for both the CPI and PPI has been released, indicating that inflation came in below expectations.
What’s Ahead For Mortgage Rates This Week – October 27th, 2025
While the government shutdown remains ongoing, inflation data for both the CPI and PPI has been released, indicating that inflation came in below expectations.
How to Lower Payments Without Refinancing
Many homeowners want to reduce their monthly mortgage payments but hesitate to refinance. Refinancing can come with closing costs, new loan terms, and time-consuming paperwork. The good news is that there are several ways to lower your payment without refinancing.
