Emanuel Stewart - Reliant Home Lending

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Emanuel Stewart July 12, 2024

The Difference Between Pending And Contingent Deals

The real estate market can be a bit confusing, especially when you encounter terms like “pending” and “contingent” deals. Understanding these terms is crucial whether you’re a buyer or a seller, as they can significantly impact the progression of a property transaction.

Filed Under: Mortgage Tagged With: Contingencies, Mortgage Basics, Real Estate

Emanuel Stewart July 11, 2024

House Hacking Pros And Cons Explained

Have you ever heard of house hacking? It’s a real estate strategy that allows you to live in a property while renting out part of it to generate income. This approach helps offset your living expenses and can even pave the way to financial independence. Here’s a breakdown of what house hacking entails, along with its benefits and drawbacks.

Filed Under: Homebuyer Tips Tagged With: House Hacking, Landlord, Reduce Living Expenses

Emanuel Stewart July 10, 2024

Preparing for a Mortgage? 5 Ways to Build Credit Without Credit a History

Building a credit profile from scratch can be a daunting task, especially for those who have no credit history. These individuals, often referred to as having a “thin credit file,” face challenges in securing loans, credit cards, or even mortgages.

Filed Under: Credit Scoring Tagged With: Credit Building, Financial Advice, Personal Finance

Emanuel Stewart July 9, 2024

Green Mortgages Financing Energy Efficient Homes

A green mortgage is a type of home loan designed to incentivize energy-efficient building practices. These mortgages are specifically tailored for properties that meet certain environmental standards, encouraging homeowners and buyers to consider energy efficiency as a key factor in their purchasing decisions.

Filed Under: Homeowner Tips Tagged With: Eco Friendly, Energy Efficient Mortgage, Mortgage

Emanuel Stewart July 8, 2024

What’s Ahead For Mortgage Rates This Week – July 8th, 2024

With the FOMC Minutes coming precisely within expectations, there is once again a lot of optimism that the Federal Reserve may cut rates this year. Much of the Q2 data reports show favorable amounts of reduction in inflation as well as a more stable economic outlook for the rest of the year. With the larger reports in PMI Manufacturing numbers and Non-farm Payroll figures, the overall outlook seems to align with the rest of the data points, justifying the more recent optimism about potential rate cuts. This week should give the final results on Q2 inflation results with the new releases of CPI and PPI data reports.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

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