Emanuel Stewart - Reliant Home Lending

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Emanuel Stewart May 2, 2024

Mortgage Tips for Empty Nesters: Downsizing and Relocating

So you are soon to be an empty nester! With the kids flown from the nest, it’s your time to welcome a new chapter of freedom and flexibility. Whether you’re looking to downsize to a cozier space or relocate to your dream destination, navigating the mortgage landscape can seem overwhelming.

Filed Under: Homebuyer Tips Tagged With: Downsizing, Empty Nesters, Mortgage

Emanuel Stewart May 1, 2024

The Role of a Co-Signer in Mortgage Applications: Pros, Cons, and Alternatives

Are you dreaming of owning your own home but facing obstacles in securing a mortgage? You’re not alone. Many aspiring homeowners encounter challenges due to factors like credit history, income, or debt-to-income ratio. There is a potential solution that could help you achieve your homeownership goals: a cosigner.

Filed Under: Mortgage Application Tagged With: Co-Signer, Mortgage, Mortgage Approval

Emanuel Stewart April 30, 2024

Choosing Between a Home Equity Loan and HELOC

As a homeowner, tapping into your home equity can be a strategic financial move. Whether you’re renovating your house, consolidating debt, or covering major expenses, two popular options stand out: home equity loans and home equity lines of credit (HELOCs).

Filed Under: Mortgage Tips Tagged With: HELOC, Home Equity, Motgage

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