Emanuel Stewart - Reliant Home Lending

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Emanuel Stewart December 5, 2024

The Role of the Appraisal Contingency in Real Estate Contracts

When you’re buying a home, one important component of the real estate contract is the appraisal contingency. This clause protects the buyer in case the property’s appraisal comes in lower than the agreed-upon sale price.

Filed Under: Home Buyer Tips Tagged With: Appraisal Contingency, Home Buying , Real Estate Tips

Emanuel Stewart December 4, 2024

Mortgage Assistance Programs and Government and Nonprofit Options

Purchasing a home is a significant financial milestone, but for many potential buyers, the upfront costs and down payment can be a barrier. Fortunately, there are a variety of mortgage assistance programs available through government agencies and nonprofit organizations to help low- and moderate-income homebuyers achieve their dream of homeownership.

Filed Under: Mortagage Tips Tagged With: Down Payment Assistance, FHA Loans, Mortgage Assistance

Emanuel Stewart December 3, 2024

Steps to Prepare for Future Home Financing and Year-End Financial Checklist

As the year draws to a close, it’s the perfect time to take a step back and review your financial health, especially if you plan to purchase a home next year. Whether you’re a first-time buyer or looking to upgrade, proper preparation can make all the difference when securing a mortgage with favorable terms.

Filed Under: Home Buyer Tips Tagged With: Financial Planning, Home Financing, Mortgage Tips

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