Emanuel Stewart - Reliant Home Lending

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Emanuel Stewart July 11, 2024

House Hacking Pros And Cons Explained

Have you ever heard of house hacking? It’s a real estate strategy that allows you to live in a property while renting out part of it to generate income. This approach helps offset your living expenses and can even pave the way to financial independence. Here’s a breakdown of what house hacking entails, along with its benefits and drawbacks.

Filed Under: Homebuyer Tips Tagged With: House Hacking, Landlord, Reduce Living Expenses

Emanuel Stewart July 10, 2024

Preparing for a Mortgage? 5 Ways to Build Credit Without Credit a History

Building a credit profile from scratch can be a daunting task, especially for those who have no credit history. These individuals, often referred to as having a “thin credit file,” face challenges in securing loans, credit cards, or even mortgages.

Filed Under: Credit Scoring Tagged With: Credit Building, Financial Advice, Personal Finance

Emanuel Stewart July 9, 2024

Green Mortgages Financing Energy Efficient Homes

A green mortgage is a type of home loan designed to incentivize energy-efficient building practices. These mortgages are specifically tailored for properties that meet certain environmental standards, encouraging homeowners and buyers to consider energy efficiency as a key factor in their purchasing decisions.

Filed Under: Homeowner Tips Tagged With: Eco Friendly, Energy Efficient Mortgage, Mortgage

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