Emanuel Stewart - Reliant Home Lending

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Emanuel Stewart September 6, 2024

In A World of Homeowners’ Associations (HOAs)

With the current shortage in housing inventory, more buyers are considering condominiums and townhomes as viable options. Most of these properties are part of a homeowners’ association (HOA), which plays a crucial role in maintaining the community. Understanding what an HOA entails can help you make an informed decision before purchasing your next home. Here’s what you need to know:

Filed Under: Home Mortgage Tagged With: HOA, Home Ownership, Mortgage

Emanuel Stewart September 5, 2024

What Single Moms Should Know About First-Time Homebuyer Grants

Owning a home as a single mom might seem challenging, but it’s more achievable than you think. With the right resources, first-time homebuyer grants, and housing programs, you can turn the dream of homeownership into reality. Here’s what you need to know.

Filed Under: Home Buyer Tips Tagged With: First-Time Homebuyer Grants, Mortgage, Single Mom

Emanuel Stewart September 4, 2024

Homebuyer’s Guide to Pre-Paid Costs

Buying a home is an exciting adventure, but it’s crucial to understand all the financial aspects involved to make the process smoother. Beyond your down payment and closing costs, there are several pre-paid costs that you’ll need to address at closing. These pre-paid costs are essential to consider as you plan your home purchase. Here’s a comprehensive guide to help you understand these costs and prepare effectively.

Filed Under: Home Building Tips Tagged With: Customer Education, Escrow, Homebuyer

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