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Emanuel Stewart November 7, 2023 Leave a Comment

The Role of A Down Payment: How Much Should I Save?

Buying a home, a car, or any significant investment often involves making a down payment. The down payment is a crucial part of the purchasing process, as it can impact your loan terms, interest rates, and monthly payments. But how much should you save for a down payment, and why is it so important? Understanding […]

Filed Under: Home Mortgage Tagged With: Down Payment, Mortgage, New Home

Emanuel Stewart October 17, 2023 Leave a Comment

3 Important Tips When Making a Down Payment for a Home

When it comes to purchasing a home, one of the most significant financial decisions you’ll make is how much to put down as a down payment. Your down payment not only affects the amount you need to borrow but also plays a vital role in determining your mortgage interest rate and overall financial stability.

Filed Under: Home Mortgage Tagged With: Down Payment, Home Buying, Mortgage

Emanuel Stewart July 25, 2023

Financial Considerations When Buying a Home

Purchasing a home is one of the most significant financial decisions many individuals make in their lifetime. It involves a substantial investment of money and requires careful consideration to ensure long-term financial stability.

Filed Under: Mortgage Tagged With: Buying A Home, Down Payment, Mortgage

Emanuel Stewart April 5, 2023

How To Successfully Use Your Down Payment to Achieve Your Home Buying Goals

When you are considering purchasing a home, understanding the lending guidelines regarding a down payment is important.

Filed Under: Mortgage Tagged With: Down Payment, Mortgage, Seasoning

Emanuel Stewart March 3, 2023

What Are The Benefits And Drawbacks Of Putting 20 Percent Down On A Home Purchase?

Several generations ago, lenders required home buyers to have a 20 percent down payment in order to get a mortgage. While there were a few options out there for people who couldn’t save this substantial amount, the reality was that for the majority of people, the 20 percent down was a requirement.

Filed Under: Mortgage Tagged With: Down Payment, Mortgage, Piggyback Loan

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