Emanuel Stewart - Reliant Home Lending

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Emanuel Stewart March 23, 2016

5 Steps Towards a Better Credit Score You Can Take Today

When it comes to finding the best mortgage, your credit score is a major determinant as to the kinds of rates and conditions you can get. Lenders quite understandably want to manage their risk. But for a number of potential homeowners, these practices and policies can be a barrier to home ownership.

The good news? If your credit score isn’t great, you can easily improve it and get better lending terms. Here are five steps you can take right now to give your credit a boost.

Filed Under: Home Mortgage Tips Tagged With: Credit Score, Home Mortgage Tips, Mortgage Tips

Emanuel Stewart March 22, 2016

Retiring Soon? Learn How a Reverse Mortgage Can Add to Your Retirement Security

How does a reverse mortgage work, and how can it help you to have a more financially secure retirement? Here’s what you need to know.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Reverse Mortgages

Emanuel Stewart March 16, 2016

Understanding Mortgage Tax Benefits and How They Save You Money in the Long Run

If you’re considering whether home ownership is the right decision for you, there are lots of different factors you’ll want to take into account. Do you want to keep moving around, or are you ready to lay down roots in a community? Are you prepared for the additional upkeep that home ownership requires?

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Tax Benefits, Mortgage Taxes

Emanuel Stewart March 8, 2016

The Pros and Cons of A Fixed Rate Second Mortgage vs. Opening a Home Equity Line of Credit

If you’re looking at paying off debt and are re-considering the equity in your home, here are a few things you’ll need to know about refinancing your mortgage and home equity lines of credit.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Refinancing

Emanuel Stewart March 3, 2016

The FHA Mortgage Minimum Credit Score Has Been Reduced. Here’s What You Need to Know…

If you haven’t heard about the changes to the Federal Housing Administration’s (FHA) credit score minimum, here’s some information on the recent reduction and how it may impact your home purchase.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Preapprovals and Credit, Mortgages

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