Emanuel Stewart - Reliant Home Lending

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Emanuel Stewart August 20, 2024

When to Ask for Repairs vs. Taking a Credit

Buying a home is a significant investment, and ensuring the property is in good condition is crucial. There are times when asking the seller for repairs is the best course of action, but in other situations, requesting a credit may be more beneficial. Understanding when to choose each option can help you navigate the buying process more effectively.

Filed Under: Mortagage Tips Tagged With: Home Buying, Home Inspection, Real Estate

Emanuel Stewart July 12, 2024

The Difference Between Pending And Contingent Deals

The real estate market can be a bit confusing, especially when you encounter terms like “pending” and “contingent” deals. Understanding these terms is crucial whether you’re a buyer or a seller, as they can significantly impact the progression of a property transaction.

Filed Under: Mortgage Tagged With: Contingencies, Mortgage Basics, Real Estate

Emanuel Stewart February 1, 2024

How to Invest in Property with a Crowd

Real estate has long been considered a lucrative investment, but for many, the barriers to entry can be daunting. Enter real estate crowdfunding, a game-changing concept that allows investors to pool their resources and collectively invest in property. T

Filed Under: Investment Properties Tagged With: Crowd Funding, Real Estate, Real Estate Investment

Emanuel Stewart November 21, 2023

How Will A Short Sale Affect Your Ability To Buy Another House In The Future?

One of the most immediate consequences of a short sale is its impact on your credit score. When you sell your home for less than the amount owed on your mortgage, the lender reports the debt as “settled” or “paid less than the full amount,” which can significantly lower your credit score.

Filed Under: Mortgage Tagged With: Home Ownership, Real Estate, Short Sale

Emanuel Stewart November 17, 2023

Financing Your Oasis with a Construction Loan for Swimming Pools and Spas

Installing a swimming pool, hot tub, or water feature in your backyard can significantly enhance your home’s value and your quality of life. Financing these projects through construction loans provides a practical and structured way to fund your dream outdoor oasis.

Filed Under: Home Values Tagged With: Construction Loan, Real Estate, Swimming Pool

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