Emanuel Stewart - Reliant Home Lending

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Emanuel Stewart November 21, 2023

How Will A Short Sale Affect Your Ability To Buy Another House In The Future?

One of the most immediate consequences of a short sale is its impact on your credit score. When you sell your home for less than the amount owed on your mortgage, the lender reports the debt as “settled” or “paid less than the full amount,” which can significantly lower your credit score.

Filed Under: Mortgage Tagged With: Home Ownership, Real Estate, Short Sale

Emanuel Stewart January 9, 2020

What Is A Short Sale?

Nobody enters into a mortgage assuming they are going to fall short on their payments; however, life happens and borrowers might need a way out. In serious situations, lenders may elect to foreclose on homeowners who are unable to make their mortgage payments. Fortunately, there might be another way out. This is called a short sale.

Filed Under: Real Estate Tagged With: Market Trends, Real Estate, Short Sale

Emanuel Stewart June 13, 2019

How To Buy A Bargain Home As A Short Sale

A short sale is when the mortgage lender(s) agrees to sell the property for a lower amount than the loan-balance remaining.

Filed Under: Real Estate Tagged With: Financing, Real Estate, Short Sale

Emanuel Stewart February 5, 2019

Differences Between A Short Sale And A Foreclosure

If you’re looking to get an untraditional deal on a new home purchase, you may encounter either a short sale or a foreclosure. These two terms refer to sales that are not usual. As a homebuyer, it’s important to understand the differences between them and how each one might affect your buying experience.

Filed Under: Real Estate Tagged With: Foreclosure, Real Estate, Short Sale

Emanuel Stewart November 21, 2018

3 Critical Tips for Buying a Home in a Short Sale

You just found your perfect home, and you feel like everything is right including the price. But, what could be wrong with your ideal home? Maybe, it is being sold as a short sale, and that could present a major challenge if you want to become be the eventual homeowner.

Filed Under: Real Estate Tagged With: Pre-Approval, Real Estate, Short Sale

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