Emanuel Stewart - Reliant Home Lending

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Emanuel Stewart April 27, 2023

What Does It Mean To Be In A Seller’s Market: A Brief Overview

In the realm of real estate, market conditions can differ significantly due to a variety of factors. One such state is known as a sellers’ market, which typically benefits those wanting to sell their property. Let’s dive into what makes a sellers’ market advantageous for homeowners looking to offload their house and why it’s an attractive option for buyers too.

Filed Under: Mortgage Tagged With: Demand, Inventory, Mortgages

Emanuel Stewart April 26, 2023

Understand Your Options When You Refinance A Home Loan

Are you interested in refinancing your mortgage? There are a variety of reasons why you might want to refinance your home loan.

Filed Under: Mortgage Tagged With: Convetional Loan Options, Mortgage, Mortgage Rates

Emanuel Stewart April 25, 2023

How Do I Get Rid of PMI?

PMI (Private Mortgage Insurance) is a type of insurance that lenders may require borrowers to pay if they have a down payment of less than 20% of the home’s purchase price. The purpose of PMI is to protect the lender in case the borrower defaults on the loan. However, once you have paid off enough of your mortgage or your home has appreciated in value, you may be able to get rid of PMI.

Filed Under: Mortgage Tagged With: Fees, Mortgage, PMI

Emanuel Stewart April 21, 2023

Ensuring A Stress-Less Closing

Buying a home is an exciting and exhilarating time. Between the time your offer is accepted, and when you finally have keys in hand and you are ready to step into your new home, it can be stressful. The escrow period, also known as the closing, can take the most easygoing home buyer to the brink of insanity.

Filed Under: Mortgage Tagged With: Escrow, Mortgage, Stress Relief

Emanuel Stewart April 19, 2023

Financing A Pool In 2023: The Options

With the weather beginning to warm up outside, you might be thinking about installing a pool on your property. This is a great way to relax, entertain friends, and get some exercise; however, a pool can cost tens of thousands of dollars. What happens if you don’t have enough money? There are several options available.

Filed Under: Mortgage Tagged With: Home Equity Line of Creidt, Pool, Upgrade

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