Emanuel Stewart - Reliant Home Lending

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Emanuel Stewart November 16, 2021

What Is A High Enough Credit Score For A Mortgage?

There are many people who are interested in purchasing a home for the first time. Even though many first-time homeowners are interested in the sticker price of a home, it is just as important to consider credit scores. Anyone who requires financing to purchase a home will have to go through a credit check. What credit score is considered high enough for a home loan? What do people have to do if they want to increase their credit scores?

Filed Under: Mortgage Tagged With: Credit Score, FICO Score, Mortgage

Emanuel Stewart November 12, 2021

What To Know About Property Values and Refinancing

There are many people who are thinking about refinancing their homes. For example, some people may be interested in reducing their monthly payments, while other people may be interested in tapping into the value of the home to fund a home improvement project.

Filed Under: Mortgage Tagged With: Mortgage, Property Value, Refinance

Emanuel Stewart November 9, 2021

What Potential Homebuyers Need To Know About Buying Their First Homes

It is exciting to purchase a house for the first time, but this is also a major financial decision. Therefore, potential homebuyers need to make sure they are prepared. What do potential homeowners need to know about purchasing a home for the first time? Learn more about this process below.

Filed Under: Mortgage Tagged With: Debt, First Time Homeowner, Inspections

Emanuel Stewart October 29, 2021

Important Relationships During The Home Buying Process

Purchasing a home is an exciting time, but there is also a lot to manage. There are a lot of text messages, phone calls, and emails coming in. It is important for potential homeowners to keep them straight. Who are some of the most important people during the purchase process?

Filed Under: Mortgage Tagged With: Mortgage, Real Estate Attorney, Relationships

Emanuel Stewart October 26, 2021

When does an FHA Streamline Refinance Make Sense?

The FHA streamline refinance isn’t right for everyone, but if rates significantly dropped or you can afford a fixed-rate loan and want out of an ARM, it can make sense. If you’ll stay in the home for the foreseeable future, you can either save money on interest or have a more predictable payment.

Filed Under: Mortgage Tagged With: ARM, FHA, Fixed-Rate

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