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Emanuel Stewart January 18, 2016

What’s Ahead For Mortgage Rates This Week – January 18, 2016

In addition to weekly reports on mortgage rates and new unemployment claims, last weekâs economic news included the Fedâs Beige Book report, retail sales and consumer sentiment. Januaryâs Empire State Index showed an unexpected dip and Consumer Sentiment increased for January.

Emanuel Stewart January 14, 2016

Who Is Exempt From The VA Funding Fee?

Who is NOT required to pay the VA funding fee? This video could save some veterans thousands. VA loan applicants pay a funding fee – as of 2014, 2.15% of the total loan amount – which can be thousands of dollars. Some veterans and spouses are eligible for exemption.

Emanuel Stewart January 13, 2016

Owning vs Renting: Why High Rents Are Worse Than a Mortgage over the Long Term

If you’re at the stage in life where home ownership is nearly within your reach, you’re probably wondering whether you should start looking for a home or whether you should just keep renting. So why is paying a high rent a worse option than buying a house and getting a mortgage? Here’s what you need to know.

Emanuel Stewart January 12, 2016

Real Estate Terms: The ‘Debt to Income’ Ratio and How It Affects Your Home Purchase

The real estate market is rife with terminology that can make a home purchase seem more than a little complicated. If you’re currently looking for a home and are considering your loan options, you may have even heard the term ‘Debt to Income’ ratio. In the interest of simplifying things, here are some insights on what this term means and how it can impact your home investment.

Emanuel Stewart January 11, 2016

Money Matters: Understanding How a Mortgage Loan Can Be a Productive Investment

Most people tend to think of a mortgage loan as a necessary evil, an expense that has to be managed. But under the right circumstances, your mortgage can become a smart investment – something that makes you money instead of costing you money.

What’s Ahead For Mortgage Rates This Week – January 18, 2016

Who Is Exempt From The VA Funding Fee?

Owning vs Renting: Why High Rents Are Worse Than a Mortgage over the Long Term

Real Estate Terms: The ‘Debt to Income’ Ratio and How It Affects Your Home Purchase

Money Matters: Understanding How a Mortgage Loan Can Be a Productive Investment

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